This chapter counts money and personal freedom, not lifespan. It covers legal liabilities, avoidable financial losses and procedural rights. Article numbers were checked against official texts. The largest potential losses with the simplest preventive actions come first.
After a traffic crash, stop, help and report it; do not flee
Under the source's Chinese-law account, fleeing defaults to full responsibility, revokes your license permanently and voids vehicle-damage and third-party cover, leaving potentially hundreds of thousands of yuan payable yourself.
If scammed, immediately call China's 110 or 96110 for payment suspension rather than investigating yourself
The short interval after transfer is the only window. Police can suspend payments and freeze funds, with banks required to cooperate. Once money is dispersed through layers, recovery is unlikely.
Remember anti-scam rules: distrust unsolicited calls, disclose no information, click no links and verify transfers; the seven common scams share this pattern
If asked to transfer money, share a screen, install an unfamiliar app, click a link or read a code, hang up and call an official number to verify.
A face on video or voice on a call is not verification; before transferring money, hang up and call the old number in your contacts
Seeing or hearing someone is insufficient. For any transfer, call back using an established number from your own contacts or check with a mutual acquaintance.
If accused or summoned, get a lawyer first; do not privately settle or delete records
You can engage a lawyer from the first questioning. A detention center must arrange requested access within 48 hours, without monitoring the conversation. You may decline questions unrelated to the case.
Voluntarily explain what happened: surrender may reduce a sentence by up to 40%; evading prosecution deadlines is not a route out
Voluntary surrender can reduce sentencing by up to 40%, with exemption for minor circumstances. Truthful admission after discovery can reduce it by up to 20%. Fleeing or denial gains neither.
Do not drive after drinking, including electric vehicles or moving a car briefly
In China, drink-driving can mean six months' license suspension and a 1,000-to-2,000-yuan fine; repeat offenses add detention and revocation. Drunk-driving revokes the license, bars retesting for five years and creates a criminal record affecting background checks and…
Never lend bank cards, SIM cards or payment accounts; money-mule transfers are not a part-time job
Renting, lending or selling these accounts is itself unlawful. Fines are one to ten times illegal gains, or up to 200,000 yuan without gains; more serious cases…
Check your credit report free twice a year for loans or cards you did not open
Use China's central-bank credit-reporting website or mobile banking; the check takes ten minutes. Avoid third-party credit-check apps, which…
Call police after conflict rather than striking; the person who starts violence usually loses
Assault can mean five to ten days' detention and a 500-to-1,000-yuan fine. Group assaults, attacks on vulnerable people or repeated assaults mean ten to 15 days and 1,000 to 2,000 yuan.
You may defend against unavoidable ongoing harm, but target only the attacker and stop when they stop
Stopping an ongoing unlawful attack on yourself or others can be legitimate defense even if injury results. Against violent assault, murder, robbery, rape or kidnapping, injuring or killing the attacker is not treated as excessive defense.
For unpaid wages, dismissal or financial harm, use complaints, arbitration or courts rather than revenge
The worst result through legal channels is unrecovered money. Revenge can leave the money unrecovered while costing your own life.
Never attack uninvolved people: driving into crowds or public violence can mean public-endangerment charges, starting at three years and potentially death if someone dies
Even without injuries, dangerous-method public endangerment starts at three years. If someone dies, punishment can be over ten years, life imprisonment or death.
Treat thoughts of taking someone with you or dying together as an emergency: leave, hand over keys and knives, and call China's 12356
The window between thought and action can be short. Among 82 suicide-attempt survivors, 47.6% reported at most ten minutes between first thought and action.
Do not dismiss threats that nobody will escape or that children will die too; close relatives can take the person for assessment and police must respond
If a family member makes such threats, close relatives may take them directly to hospital, which may not refuse diagnostic assessment.
Do not insult, fabricate rumors or repost unverified claims; preserve evidence before reporting online abuse
Public insults or defamatory rumors can bring up to five days' detention or a fine up to 1,000 yuan; serious cases bring five to ten days.
Read documents fully before signing; never sign for others or on blank paper
Your signature counts. “I did not read it” or “I thought it was something else” rarely stands in court. Read fully, ask about unclear points and keep photographs.
Record loans clearly; before guaranteeing someone else's debt, ask whether you are willing to repay it
Include lender, borrower, amount, interest, term, repayment method and both signatures. Transfer funds rather than paying cash to support any later claim.
Watch deadlines: civil claims generally have three years and labor arbitration one; a limitation defense can defeat late claims
The civil period begins when you know your rights were harmed. Courts do not raise expiry themselves, but the opponent can; the debt remains while recovery may fail…
If sued or under enforcement, report assets honestly and repay what you can; do not move property to relatives or companies
Transferring homes to companies or money to relatives is specifically covered by refusal-to-enforce offenses, with up to three years, or three to seven in particularly serious cases.
If spending-restricted or listed as a judgment defaulter, check the legal ground and request correction where possible
Spending restrictions and defaulter listings are distinct. Listings require one of six qualifying situations and have a two-year term under the source's account.
For online or secondhand fraud, complain to the platform, report police, then assess whether litigation is worthwhile
Platforms often act fastest using deposits and sanctions. Fraud of at least 3,000 yuan meets the criminal filing threshold; smaller cases may receive administrative detention of five to…
Think before large gifts in relationships or marriage; once delivered, they generally cannot be reclaimed
Once money is handed over, it generally cannot be recovered. Unconditional revocation is normally possible only before ownership transfers to the recipient.
Transfer bride-price payments with notes and keep chats; money extracted under the guise of marriage may be recoverable
Chinese law prohibits extracting property through marriage. Returns can be sought without registration, without actual cohabitation after registration, or when premarital payments caused the payer hardship.
Premarital property remains personal; document adding names to homes and parental contributions
Premarital assets do not become jointly owned just because the marriage lasts. Spouses may agree in writing to separate ownership of assets before and during marriage.
Check marital status before marrying; marriage used to obtain money fraudulently can be prosecuted
Bigamous marriages are invalid. Marrying while already married, or knowingly marrying someone with a spouse, can mean up to two years' imprisonment.
Agree prices before home repairs, inspections or renovation and supervise the work
Appliance repairs must disclose fees and provide receipts and invoices. Invented faults or deliberate replacement of working parts are prohibited; serious cases attract fines up to 30,000 yuan.
Do not serve as a nominal legal representative or lend your ID for company registration
The law assumes the registered legal representative is responsible. Being merely a figurehead who knew nothing is not an exemption.
Do not carry strangers' belongings across borders or accept unidentified parcels for others
China's consular advice says not to carry others' luggage, particularly prohibited items or things you do not understand.
Keep dogs leashed: injury can create liability regardless of fault, including full compensation
Owners generally pay for dog injuries regardless of personal fault. Only proof of the victim's intent or gross negligence may reduce or remove liability.
Do not have sex with someone unconscious from alcohol, asleep or possibly under 14
An unconscious or sleeping person cannot consent; sex in that situation is legally rape, with a basic sentence of three to ten years.
If someone demands money after sex or nude chat by threatening reports, exposure or your employer, pay nothing, delete nothing and report police
Threats of reporting or sending images to obtain money constitute extortion. Preserve everything and report immediately; a first payment usually invites a second.
You can seek accountability for fabricated accusations: the title states detention starting at five days for administrative offenses, or up to three years for a crime
Inventing allegations to trigger criminal or administrative punishment is itself unlawful. The PDF's summary states up to five days' detention or a fine up to 1,000 yuan.
Insufficient evidence should mean acquittal; coerced confessions should be excluded, and appeals or retrials remain possible
Criminal procedure requires evidence verified through lawful procedures and proof beyond reasonable doubt from the whole case. Without that, acquittal is required.
After detention followed by withdrawal, non-prosecution or acquittal, seek state compensation calculated per day
Eligible wrongful detention can attract daily compensation. From May 18, 2026, the rate stated in the source is 495.94 yuan daily, one…
As a victim, use China's 12315, litigation or a lawyer; do not meet alone or link payment to withholding exposure
Claiming compensation from the wrongdoer has a legal basis and does not automatically become extortion merely because the requested amount is high.
For online abuse, enable protections and preserve evidence, then choose platform reports, injunctions or police
Immediately enable platform protections, save evidence with quick-capture tools and report through shortcuts. You can then seek a court injunction to stop the conduct first.
Buying insurance before harming someone cannot pay out; intentional killing and insurance fraud attract combined punishment
Buying death-benefit insurance secretly for a family member makes the contract invalid. If the policyholder intentionally kills the insured, the insurer does not pay.
Get a police report receipt immediately and written refusal if not filed; seek reconsideration within seven days, then review within seven, or procuratorial oversight
The receipt is your proof of reporting. Police declining a criminal filing should issue a written notice of non-filing.
Do not give investigators or enforcement staff money or cards; bribers are punished too, with harsher treatment for judicial or enforcement bribery
Paying to settle a matter is a separate criminal offense, not only the recipient's wrongdoing. Bribery can bring up to three years' imprisonment.
Record calls or meetings that may later be disputed; recording a conversation you participate in does not require prior consent
Loans, debts, compensation, refunds and labor disputes may sound settled on a call, but without a record both sides can tell different stories months later.
After an incident, capture the whole scene, relative positions, then damage and injuries; keep original photos and videos
A close-up alone may later reveal nothing about location. Start with a panorama showing the junction, address, vehicles, people and surroundings, then their positions…
For domestic violence, first obtain a police response record and then a protection order; divorce is not required and no fee applies
Over a third of murdered women worldwide were killed by partners, often following prolonged abuse. Among abused women, prior strangulation was linked to a higher later homicide risk than no strangulation…
Do not rush to repay a relative's gambling debts; they lack legal protection and are not joint marital debts
Courts do not protect gambling-table debts, or loans knowingly made for gambling. One spouse's gambling borrowing cannot automatically become a debt both must repay.